Job Details

Ag Lender

The successful candidate will be responsible for managing a book of business related to ag/commercial loans and maintaining strong relationships with clients and colleagues. You will work closely with mortgage officers and other team members to assess credit requests, structure credit terms, and ensure compliance with applicable laws and regulations.

Responsibilities:

• Interview prospective ag/commercial loan customers to assess credit requests.
• Collaborate with mortgage officers to generate referrals for ag/commercial and private banking prospects.
• Analyze financial data to evaluate creditworthiness and loan proposals.
• Structure credit terms including repayment methods, costs, and collateral requirements.
• Prepare loan committee presentations and supporting documentation.
• Present loans exceeding individual authority to the appropriate loan committee for approval.
• Guide support staff in preparing loan documentation.
• Monitor booked credit facilities, review financial updates, and assist in collections and exception resolution.
• Manage problem credits and implement agreed-upon workout strategies.
• Engage in ongoing business development and maintain contact with existing clients.

Essential Skills:

• Bachelor's degree in accounting, finance, business administration, or related field.
• Minimum of three years of experience in credit, lending, or examination.
• Solid understanding of loan documentation.
• Strong written and verbal communication skills.
• Proficiency with computer systems and technology.
• Ability to manage multiple tasks and deadlines effectively.
• Strong time management and organizational skills.

Additional Skills & Qualifications:

• Strong technical skills in underwriting, documenting, and administering a portfolio of small to large ag/commercial loans.
• Proficiency in business development.
• Experience as an Ag or Commercial Loan Officer or Credit Officer is preferred.

Work Environment:

This organization fosters a family-oriented atmosphere with a focus on exceptional customer service. Employees are encouraged to participate in charitable initiatives and community engagement. The company offers competitive benefits and supports a culture of collaboration and professional growth.

Job Type & Location:

This is a permanent position based out of Moorhead, Minnesota.

Pay and Benefits:

The pay range for this position is $70,000.00 - $100,000.00/yr. Medical, dental, and vision coverage, employee stock ownership program, 401(k) contribution and profit-sharing plan. Eligibility requirements apply.

Workplace Type:

This is a fully onsite position in Moorhead, MN.

Application Deadline:

This position is anticipated to close on Nov 5, 2025.

About Aston Carter:

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain, and select administrative professions, we extend the capabilities of industry-leading companies. We are proud to be a ClearlyRated Best of Staffing double diamond winner for both client and talent service. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.