Job Details

This position will be filled in either our Chandler, AZ, office or our West Fargo, ND, office.

At Western State Bank, "what" you know is important, but not as important as how you relate to teammates and customers. Our environment is based on the principles of respect, curiosity, creativity, individual empowerment, and the ability to listen effectively and communicate openly. We also believe in continual learning, bias toward action, keeping commitments, and doing our absolute best every day. We believe that our ability to deliver on our promise of being Your Hometown Bank is a result of these high standards.

The Mortgage Loan Processor is responsible for the processing of secondary market, residential real estate loans for underwriting, closing, shipping, funding, and post-funding. This is done all in accordance with the organization's mission, vision, values, team guidelines, and business plan and secondary market investor and program guidelines. Additional responsibilities may include tasks assigned by the AVP Mortgage Loan Processing Manager.

Duties and responsibilities:

• Review loan applications for completeness and ensure all necessary documents for compliance and processing are in the file.
• Assist Mortgage Loan Officers in obtaining documentation to prepare the file for underwriting, including but not limited to Appraisal order, Flood Certification, and title work orders.
• Gather conditions as required by underwriter.
• Prepare the loan for closing, funding, and post-funding.
• Input, update, and monitor rate lock expirations with each investor and report to AVP Mortgage Loan Processing Manager weekly on pending expirations.
• Communicate with title companies, realtors and appraisers as need to maintain up-to-date information and file detail.
• Prepare daily rate sheet for mass distribution.
• Field questions from other departments of the bank as it relates to secondary market mortgage loans.
• Participate in bank and community activities.
• Provide compliance uploads as directed.
• Other duties and responsibilities as needed or assigned.

High School diploma required. Relevant experience preferred.

This is a full-time position with benefits.

We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to provide sponsorship for visa status. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.

Western State Bank is an EEO and Affirmative Action Employer. Member FDIC.