Job Details

Associate Underwriter

Are you early in your underwriting career and eager to grow with a company that truly invests in its people? MEM Insurance is seeking an Associate Underwriter to join our Underwriting team. This entry-level role offers hands-on experience supporting the review, analysis, and servicing of workers' compensation accounts while developing a strong foundation in underwriting best practices.

As an Associate Underwriter, you will work closely with experienced underwriters, producers, and internal partners while learning MEM's underwriting philosophy, tools, and approach to risk. This role is ideal for someone who is motivated to learn, values collaboration, and is excited to build a long-term career in the insurance industry.

Essential Duties and Responsibilities

• Support the underwriting and servicing of an assigned book of workers' compensation business under general supervision, applying MEM's underwriting philosophy, guidelines, and rating methodology.
• Evaluate and analyze risk information, including insured operations, employee exposures, and loss history, to support accurate and compliant underwriting decisions.
• Communicate underwriting decisions to producers, including coverage acceptance or declination, endorsements, pricing, and policy changes.
• Gather, review, and assess additional information as needed to ensure underwriting decisions comply with workers' compensation laws, regulations, and company standards.
• Build and maintain strong working relationships with producers, policyholders, and internal partners through clear, professional, and timely communication.
• Refer risks or transactions outside of assigned authority to senior underwriters or management, as appropriate.
• Deliver timely, accurate, and high-quality service while meeting established quality, turnaround, and compliance expectations.
• Collaborate with Sales Executives and Producer Services to support shared objectives and strengthen agency relationships.
• Participate in departmental and cross-functional projects and engage in ongoing learning opportunities to support professional development.
• Perform all responsibilities in alignment with MEM's vision, mission, and values, maintaining ethical, professional, and confidential standards at all times.

Qualifications

• Bachelor's degree in Business Administration, Insurance and Risk Management, or a related field, or an equivalent combination of education and experience.
• Insurance industry coursework is a plus; continued professional education is encouraged.
• Valid driver's license required.
• Prior experience in workers' compensation or property and casualty insurance is preferred.

Company Culture and Values

At MEM Insurance, we are committed to our vision, mission, and values. We foster a culture of collaboration, integrity, and innovation. Our team is passionate about delivering exceptional service to our customers while supporting each other's growth and success. We believe in accountability, continuous learning, and creating an environment where employees feel valued and empowered.

Diversity Statement

MEM Insurance is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We believe that varied perspectives drive innovation and strengthen our ability to serve our customers and communities.

Total Rewards Overview

• Health Plans: Medical, Dental, and Vision Includes fertility benefits, fully paid preventative care, and adult orthodontia.
• Employer-Paid Life and Disability Benefits: Life Insurance (3x base salary), AD&D, Short and Long-term Disability.
• Wellness and Recognition Program: Employer-paid incentives for employees and spouses.
• Flexible Spending Account and Dependent Care options
• Health Savings Account: Generous employer contribution.
• Time Away from Work: Generous PTO, 11 Holidays + 4 Early Releases, 16 Hours Volunteer Time Off, 20 Days Paid Parental Leave, Marriage, Bereavement, and Jury Duty leave.
• Employee Assistance Programs
• 401k Retirement Plan: Employer match and profit sharing.
• Adoption Assistance and Tuition Assistance

Notice Regarding Use of Artificial Intelligence MEM may use artificial intelligence (AI) tools to more efficiently facilitate and assist in decisions involving recruitment, hiring, promotion, renewal of employment, selection for training or apprenticeship, discharge, discipline, tenure, or the terms, privileges, or conditions of employment. Any such use of AI tools will comply with all applicable laws.